Honesty – Integrity – Trust
These three pillars are the humble foundations of HIT Mortgage, a mortgage company with their client’s best interests at heart. Monica Gries, the founder of HIT Mortgage, experienced what it was like to work for a mortgage bank and also mortgage brokers, but neither option fulfilled her personal standard to provide client’s with full transparency or, more importantly, the opportunity to educate clients as fellow community members about the details of mortgage lending requirements and processes. Now, with HIT Mortgage, she can provide you with that and more. In the face of ever changing government guidelines, HIT Mortgage is proud to serve and work with the community and lending partners with Honesty, Integrity, & Trust. When you join the HIT Mortgage Community you can count on full disclosure of your loan process and options. And of course, HIT Mortgage aims to provide client’s with the lowest rates, minimal fees and speedy closing time.
Average Closing Time @ HIT Mortgage
(current as of March 2020)
National Average Closing Time according to Fannie Mae
New Purchase 46 days
Mortgage Refinance 49 days
Texas SML Recovery Fund Notice:
“CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.
THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.”
HUD disclaimer per HUD Mortgagee Letter 2014-10
“This material is not from HUD or FHA and has not been approved by HUD or a government agency.”